Loans
About Affordable Home Loan
Turn your dream of owning a home into reality with Bangladesh Finance Affordable Home Loan! Whether you're buying a new home, investing in commercial property, or renovating an existing space, we provide hassle-free financing, competitive interest rates, and flexible repayment options.
Key Features
- Maximum loan limit is up to BDT 5,000,000
- Loan period is maximum 20 years
- Flexible interest rate
- Equal Monthly Installment (EMI) facility
- Early settlement option, either in full or partial, is allowed
- Loan provided against registered mortgage
Benefits
- Finance residential & commercial properties – buy your dream apartment, office, or shop
- Home Equity Loan (LAP) – get a loan against your property for personal or business needs
- Property Expansion & Renovation Loan – upgrade your home or office effortlessly
- Construction Loan – build your dream home from the ground up
- Flexible repayment tenure – tailored plans to match your financial capability
- Quick processing & minimal documentation
Required Documents
- Facility proposal
- Photocopy of NID/passport/driving license of the borrower
- 02 (two) passport-size photographs of the borrower
- Net worth statement of the borrower
- Photocopy of NID/passport/driving license of the guarantor(s)
- 02 (two) passport-size photographs of the guarantor(s)
- Net worth statement of the guarantor(s)
- Undertaking for Credit Information Bureau (CIB) report
- Bank statement (last one year)
- Summary of loan/lease facilities availed from other banks/FIs
- Copy of utility bills, e.g. electricity/gas/telephone bill (last month)
- Income tax return (IT 10B), if available
- Tax Identification Number (TIN/eTIN)
- Any other supportive paper/document
